Write-offs shrink the income on your tax returns. Bank statement loans use your deposits instead.
Step 1 of 5
Takes about a minute
Prefer to call?(949) 339-8430
“Chris comes highly recommended due to his knowledge, professionalism, personality and sincerity. You really feel he is on your side to do the best for you in whatever you require in regards to Real Estate.”
Your loan officer
Chris Marchese
Branch Manager, West Capital Lending
NMLS #2616366
Documents you'll need later
- Business or personal bank statements
- A short description of your business
- Proof of how long you've been self-employed
- Photo ID
Questions
Do I need tax returns?
For a bank statement loan, usually not. We'll confirm exactly what your file needs.
Is the rate higher?
It can be. It depends on your credit, your down payment and your deposit history. You'll see the numbers before you commit to anything.
Does this check my credit?
No. Nothing on this page pulls credit.
Start with a few questions.
About a minute. No credit check.