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6 quick steps
Your loan officer
Chris Marchese
Branch Manager, West Capital Lending
NMLS #2616366
W-2 income is the simplest file to approve. We compare conventional programs and show you the rate, fees and payment for each.
“Chris comes highly recommended due to his knowledge, professionalism, personality and sincerity. You really feel he is on your side to do the best for you in whatever you require in regards to Real Estate.”
Simplest file
Pay stubs, W-2s and bank statements usually cover it.
Options compared
Rate, points and closing costs, side by side.
Buy or refinance
The same file works for a purchase or a refinance.
Documents you'll need later
- Recent pay stubs
- Recent W-2s
- Bank statements
- Photo ID
Questions
What's a conventional loan?
A mortgage that isn't backed by the government, like FHA or VA. It's the most common loan for borrowers with steady income and decent credit.
Does this check my credit?
No. Nothing on this page pulls credit.
Your loan officer
Chris Marchese
Branch Manager, West Capital Lending
NMLS #2616366
Not all programs are available in all areas. Not all borrowers will qualify for all programs. Program restrictions apply. This is not an offer or extension of credit or a commitment to lend. All loan programs are subject to the specific lender's underwriting guidelines and available loan terms. Approvals may be subject to appraisals and other documentation requirements. Please contact West Capital Lending to determine eligibility. The information on this site is not intended for consumers of any other state. To determine broker or loan originator eligibility please visit www.nmlsconsumeraccess.org. The Loan Originator named in this advertisement is licensed in the following states only: Arizona, California, Oregon, Washington.